Bank of Hawaii Valuation

BOH Stock  USD 78.20  1.56  2.04%   
At this time, the firm appears to be undervalued. Bank of Hawaii shows a prevailing Real Value of $85.53 per share. The current price of the firm is $78.2. Our model approximates the value of Bank of Hawaii from analyzing the firm fundamentals such as Return On Equity of 0.12, profit margin of 0.29 %, and Current Valuation of 3.21 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Bank of Hawaii's valuation include:
Price Book
2.0625
Enterprise Value
3.2 B
Price Sales
4.4122
Forward PE
13.1752
Trailing PE
16.8898
Undervalued
Today
78.20
Please note that Bank of Hawaii's price fluctuation is very steady at this time. Calculation of the real value of Bank of Hawaii is based on 3 months time horizon. Increasing Bank of Hawaii's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Bank of Hawaii is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Bank Stock. However, Bank of Hawaii's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  78.2 Real  85.53 Target  83.17 Hype  77.94
The intrinsic value of Bank of Hawaii's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Bank of Hawaii's stock price.
85.53
Real Value
87.13
Upside
Estimating the potential upside or downside of Bank of Hawaii helps investors to forecast how Bank stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Bank of Hawaii more accurately as focusing exclusively on Bank of Hawaii's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
1.241.341.42
Details
Hype
Prediction
LowEstimatedHigh
76.3477.9479.54
Details
5 Analysts
Consensus
LowTarget PriceHigh
75.6883.1792.32
Details
When choosing an evaluation method for Bank of Hawaii, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Bank of Hawaii Cash

560.78 Million

Bank of Hawaii Total Value Analysis

Bank of Hawaii is currently estimated to have company total value of 3.21 B with market capitalization of 3.11 B, debt of 92.4 M, and cash on hands of 655.65 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Bank of Hawaii fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
3.21 B
3.11 B
92.4 M
655.65 M

Bank of Hawaii Investor Information

About 81.0% of the company shares are held by institutions such as insurance companies. The book value of Bank of Hawaii was currently reported as 37.92. The company has Price/Earnings To Growth (PEG) ratio of 2.09. Bank of Hawaii last dividend was issued on the 27th of February 2026. The entity had 2:1 split on the 15th of December 1997. Bank of Hawaii is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.230.2675
Fairly Down
Slightly volatile
Total Cash From Operating Activities221.2 M205.2 M
Significantly Up
Pretty Stable
Operating Income234.3 M289.9 M
Significantly Down
Slightly volatile

Bank of Hawaii Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Bank signifies not a very effective usage of assets in February.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Bank of Hawaii Profitability Analysis

Considering the key profitability indicators obtained from Bank of Hawaii's historical financial statements, Bank of Hawaii's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Bank of Hawaii's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1989-03-31
Previous Quarter
53.3 M
Current Value
60.9 M
Quarterly Volatility
10.8 M
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
The current Gross Profit is estimated to decrease to about 664.7 M. The current Pretax Profit Margin is estimated to decrease to 0.23
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.580.6744
Fairly Down
Slightly volatile
Net Profit Margin0.160.19
Fairly Down
Pretty Stable
Operating Profit Margin0.230.2675
Fairly Down
Slightly volatile
Pretax Profit Margin0.230.2418
Notably Down
Slightly volatile
Return On Assets0.01230.0085
Way Up
Slightly volatile
Return On Equity0.120.1112
Significantly Up
Slightly volatile
For Bank of Hawaii profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Bank of Hawaii to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Bank of Hawaii utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Bank of Hawaii's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Bank of Hawaii over time as well as its relative position and ranking within its peers.

Bank of Hawaii Earnings per Share Projection vs Actual

The next projected EPS of Bank of Hawaii is estimated to be 1.34 with future projections ranging from a low of 1.24 to a high of 1.42. Bank of Hawaii's most recent 12-month trailing earnings per share (EPS TTM) is at 4.63. Please be aware that the consensus of earnings estimates for Bank of Hawaii is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Bank of Hawaii is projected to generate 1.34 in earnings per share on the 31st of March 2026. Bank of Hawaii earnings estimates show analyst consensus about projected Bank of Hawaii EPS (Earning Per Share). It derives the highest and the lowest estimates based on Bank of Hawaii's historical volatility. Many public companies, such as Bank of Hawaii, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Bank of Hawaii Earnings Estimation Breakdown

The calculation of Bank of Hawaii's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Bank of Hawaii is estimated to be 1.34 with the future projection ranging from a low of 1.24 to a high of 1.42. Please be aware that this consensus of annual earnings estimates for Bank of Hawaii is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.39
1.24
Lowest
Expected EPS
1.34
1.42
Highest

Bank of Hawaii Earnings Projection Consensus

Suppose the current estimates of Bank of Hawaii's value are higher than the current market price of the Bank of Hawaii stock. In this case, investors may conclude that Bank of Hawaii is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Bank of Hawaii's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
695.15%
1.39
1.34
4.63

Bank of Hawaii Ownership Allocation

Bank of Hawaii holds a total of 39.73 Million outstanding shares. The majority of Bank of Hawaii outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Bank of Hawaii to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Bank of Hawaii. Please pay attention to any change in the institutional holdings of Bank of Hawaii as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Bank of Hawaii Profitability Analysis

The company reported the last year's revenue of 1.08 B. Total Income to common stockholders was 149.99 M with profit before taxes, overhead, and interest of 705.13 M.

Bank of Hawaii Past Distributions to stockholders

About Bank of Hawaii Valuation

An absolute valuation paradigm, as applied to Bank Stock, attempts to find the value of Bank of Hawaii based on its fundamental and basic technical indicators. By analyzing Bank of Hawaii's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Bank of Hawaii's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Bank of Hawaii. We calculate exposure to Bank of Hawaii's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Bank of Hawaii's related companies.
Last ReportedProjected for Next Year
Gross Profit730.7 M664.7 M
Pretax Profit Margin 0.24  0.23 
Operating Profit Margin 0.27  0.23 
Net Profit Margin 0.19  0.16 
Gross Profit Margin 0.67  0.58 

Bank of Hawaii Quarterly Retained Earnings

2.21 Billion

Bank of Hawaii's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Bank of Hawaii's value is low or high relative to the company's performance and growth projections. Determining the market value of Bank of Hawaii can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Bank of Hawaii represents a small ownership stake in the entity. As a stockholder of Bank, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Bank of Hawaii Dividends Analysis For Valuation

The Bank of Hawaii's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 2.49, while Dividends Paid is forecasted to increase to (136.5 M). . The Bank of Hawaii's current Earnings Yield is estimated to increase to 0.09, while Retained Earnings are projected to decrease to under 1.2 B.
Last ReportedProjected for Next Year
Dividends Paid-143.7 M-136.5 M
Dividend Yield 0.04  0.04 
Dividend Payout Ratio 0.54  0.36 
Dividend Paid And Capex Coverage Ratio 1.52  2.49 
There are various types of dividends Bank of Hawaii can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Bank shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Bank of Hawaii directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Bank pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Bank of Hawaii by the value of the dividends paid out.

Bank of Hawaii Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding40 M
Quarterly Earnings Growth Y O Y0.635
Forward Price Earnings13.1752

Bank of Hawaii Current Valuation Indicators

Valuation refers to the process of determining the present value of Bank of Hawaii and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Bank we look at many different elements of the entity such as Bank's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Bank of Hawaii, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Bank of Hawaii's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Bank of Hawaii's worth.

Complementary Tools for Bank Stock analysis

When running Bank of Hawaii's price analysis, check to measure Bank of Hawaii's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of Hawaii is operating at the current time. Most of Bank of Hawaii's value examination focuses on studying past and present price action to predict the probability of Bank of Hawaii's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of Hawaii's price. Additionally, you may evaluate how the addition of Bank of Hawaii to your portfolios can decrease your overall portfolio volatility.
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